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Home Equity Loans (Amortizing)

 

Please Note: Rates are subject to change without notice.  Please call 215-396-8585 to get the most current rate information.  All loans are subject to credit approval.  APR= Annual Percentage Rate.  Maximum loan amounts vary based on lien status

Rates Effective as of June 20, 2017.

Home Equity Loans

     
TermFixed RateAPRMonthly Payment
Per $1000
3 Year 2.500% 2.650% $28.86
5 Year 3.000% 3.110% $17.97
7 Year 3.500% 3.590% $13.44
10 Year 3.950% 4.020% $10.10
15 Year 4.250% 4.310% $7.52
20 Year 5.250% 5.310% $6.74

Lowest available rates.  Rate you receive may be higher, based on credit score, mortgage LTV, debt-to-income ratios and other loan factors.

Payments do not include taxes or insurance; actual payment may be higher.   

Home Equity Lines of Credit 

RateAPRTerm  
4.00% 4.00% 15 Years  Maximum APR: 18.00%

Lowest available rate.  Rate you receive may be higher, based on credit score, mortgage LTV, debt-to-income ratios and other loan factors.

The rate is variable monthly based on the Wall Street Journal Prime Rate.  Prime Rate as of 6/15/2017 is 4.25%.  Margin is zero percent.  Floor is 4.25%.  Annual fee of $20.00.

The home equity line of credit rate is applicable for loans secured by owner-occupied, single family dwellings.  Maximum loan-to-value (LTV) is 75% for 1st or 2nd lien position; 70% combined loan-to-value (CLTV) for 3rd position.   Estimate of fees:  Appraisal:  $18-$475; Credit Report:  $14.76-$27.92; Flood certification:  $13; Search fee:  $35-$50; Recording Fee:  $77-$93.  Property insurance is required.

 

Auto Loan Rates

New Auto 2017-Downpayment Required 20% (Lower of Sales Price or Book Value)

TermFixed Annual
Percentage Rate
Monthly Payment
Per $1000
 2 Year  3.500  $43.20
 3 Year  3.625  $29.36
 4 Year  4.000  $22.58
 5 Year  4.125  $18.46


Used Auto 2015-2016-Downpayment Required 25% (Lower of Sales Price or Book Value)

TermFixed Annual
Percentage Rate
Monthly Payment
Per $1000
 2 Year 3.625 43.26
 3 Year 3.875 29.47
 4 Year 4.500 22.80


Used Auto 2012-2014-Downpayment Required 25% (Lower of Sales Price or Book Value)

TermFixed Annual
Percentage Rate
Monthly Payment
Per $1000
 2 Year 4.750 43.76
 3 Year 5.250 30.08

Used Auto 2009-2011-Downpayment Required 25% (Lower of Sales Price or Book Value)

TermFixed Annual
Percentage Rate
Monthly Payment
Per $1000
 2 Year 6.750 $44.66
 3 Year 7.250 $30.99

Used Auto 2008 and older-Downpayment Required 30% (Lower of Sales Price or Book Value)

 TermFixed Annual
Percentage Rate
Monthly Payment
Per $1000
 2 Year 9.250 $45.80
 3 Year 9.750 $32.15

*Rates are subject to change.

 

 

Please call 215-396-8585 for our most current rates and terms of loans secured by properties that are not owner-occupied, not residential, or have more than two units.

 

 

Member FDIC.  Equal Housing Lender

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